Our Services

All Your Mortgage and Protection Needs, Under One Roof

At Pillar, we know mortgages are more than just numbers — they’re life decisions. That’s why we offer a complete range of mortgage, finance, and insurance services, all guided by one dedicated advisor who gets to know you, your goals, and your pace.

Whether you’re buying your first home, refinancing, investing in property, or protecting your future, you’re in good hands.

Mortgages for Homeowners

Residential Mortgages

Buying a home? We’ll help you secure the right mortgage with step-by-step support, honest advice, and no broker fees on residential deals.

Remortgages

Time for a better rate or a financial reset? We make switching simple — from exploring your options to handling the paperwork.

Product Transfers

Sticking with your current lender? We’ll check if it’s your best option and take care of the admin, so you don’t have to.

Borrowing Capacity Letter

A helpful document that shows how much you can borrow — perfect for early planning or making serious offers.

Mortgages for Landlords & Holiday Lets

Buy to Let

Whether you’re a new landlord or growing your portfolio, we’ll help you find the right deal and structure your investments strategically.

Limited Company Buy to Let

For professional landlords investing through a company, we offer tailored guidance on tax-efficient mortgage options.

Holiday Let Mortgages

Looking to finance an Airbnb or second home? We’ll help you understand your options and secure the right lending.

Specialist & Commercial Finance

Commercial Mortgages

Buying or refinancing business premises? We’ll guide you through funding options to support your commercial goals.

Bridging Loans

Need short-term finance to bridge a gap? We’ll move quickly to secure flexible solutions for time-sensitive deals.

Development Finance

From light refurb projects to full-scale builds, we’ll support your vision with funding that fits your plans.

Expat Mortgages

Living overseas and buying in the UK? We make cross-border lending feel straightforward — no matter your timezone.

Insurance & Protection

Life Insurance

Make sure your family is looked after if the unexpected happens — with cover that gives real peace of mind.

Critical Illness Cover

Financial protection in case of serious illness — helping you recover without added stress.

Income Protection

Secure a regular income if you’re unable to work due to illness or injury — so your bills are covered while you recover.

Home & Buildings Insurance

Protect your property and possessions from theft, fire, and accidental damage — with guidance on what’s right for you.

Private Medical Insurance

Faster access to treatment and more choice in how and where you receive care.

Business Protection

Safeguard your company with cover that protects owners, staff, and shareholder agreements if someone falls ill or passes away.

Not sure what you need? We’re here to help.

Let’s talk it through — no pressure, no jargon. Just real advice based on what’s right for you.